Rosarito & Baja California Mortgage Rates
Compare current programs from our network of financing specialists. Actual terms depend on your buyer profile, down payment, and property — get pre-qualified for a real estimate.
Best for: For permanent residentsClosing costs from UP To 6% - 8% Depending if need Fideicomiso Setup and Permits See your estimate
Foreign Buyer Program A
Also: For temporary residents · For Mexican citizens
Rates last updated Jul 15, 2026MXN
- Rate
- 9%–12%
- Down payment
- 30%
- minimum
- Term
- 20 years
- Min. credit score
- 700+
- FICO minimum
Best for: No Mexican residency requiredClosing costs Typically 10–12% of purchase price. Includes 3% lender origination plus underwriting/processing fees (pre-approval ▎ fees credited if loan proceeds). Rate set 48–96 hrs before closing. See your estimate
Foreign Buyer Program B
Also: Finances new construction · Larger loan amounts
Rates last updated Jul 15, 2026USD
- Rate
- Not yet confirmed
- Down payment
- 35%
- minimum
- Term
- 30 years
- Min. credit score
- 700+
- FICO minimum
Best for: No Mexican residency requiredClosing costs 3% lender fee. Approx. $4,200 CAD legal/closing fee. $125 CAD credit report fee. Escrow (used in some purchase transactions to hold funds before releasing to seller) approx. $650 USD when applicable. No application/file review fees See your estimate
Foreign Buyer Program C
Also: Multi-family properties (up to 4 units)
Rates last updated Jul 15, 2026CAD
- Rate
- 9%–12%
- Down payment
- 30%
- minimum
- Term
- 30 years
- Current terms available on request. Contact us for today's rate.
- Min. credit score
- 660+
- FICO minimum
Not sure which program fits you? Take the 60-second eligibility quiz.